The Lincoln Financial Group is a marketing name for the Lincoln National Corporation, a Fortune 200 American holding company with multiple insurance and investment management businesses. The company was founded in 1902 and is one of the largest insurance and investment management organizations in the world. The company’s primary business is insurance, but it also offers other financial services.
The company’s services include retirement planning, life insurance, and annuities. It serves approximately 16 million customers. Its products and services are designed to help customers achieve their goals while protecting against unexpected expenses like long-term care costs. The company is a committed corporate citizen, listed on the Dow Jones Sustainability Index North America and ranked among Newsweek’s Most Responsible Companies list.
Lincoln Financial Group offers a wide variety of insurance products at competitive premiums. It also provides a comprehensive financial planning service for employers. Other financial products offered by the company include disability plans, savings accounts, and employer sponsored retirement plans. As of 2015, the company had $209 billion in assets under management. It services more than 90,000 retirement plans, with 8.7 million participants. The company is rated by all of the top rating providers.
Lincoln Financial offers term life insurance policies at competitive rates, particularly for healthy people in their 40s and 50s. The company doesn’t offer whole life insurance, but it does offer several kinds of permanent life insurance policies. Although it doesn’t offer same-day decisions, you can usually get approved within two days. Lincoln Financial does not offer online quotes, but you can apply for a policy by contacting an agent.